The library
Premium spreadsheets, delivered instantly
Every Plain Ledger workbook ships for both Excel and Google Sheets, with a Start Here tab, protected formulas, and a design system where cream cells are yours to fill and green does the math. All purchases run through our Etsy shop.
Job loss
Severance & Unemployment Budget Planner
Runway countdown, tiered expenses, and weekly check-ins for a job transition.
Freelance
Irregular Income Budget Planner
Baseline salary system, income log, and buffer tracker for variable pay.
Taxes
Self-Employed Finance & Tax Tracker
Income, expenses, deductions, and automatic quarterly set-aside math.
Freelance
Professional Invoice Template
A clean, client-ready invoice with automatic totals and numbering.
Bundle
Freelancer Business Bundle
The finance tracker and invoice template together, at a bundle price.
Wealth
Net Worth & Wealth Planner
Monthly snapshots, trend charts, goals, and projection scenarios.
Debt
Debt Payoff Tracker
Snowball, avalanche, or custom order — with payoff dates and progress views.
Seasonal
Seasonal Budget Planner
Peak-season savings targets that fund the off-season on purpose.
Spending
Subscription Tracker
Every recurring charge, renewal alerts, and honest annual totals.